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Income Protection

If you become disabled and can't work, we pay you an income until you're 70 or you've recovered.

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Payout increases with inflation each year

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Built-in Wealth Bonus

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Immediate cover

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How it works

Innovative Funeral Cover that doubles and rewards you with wealth.

Make sure you and up to 20 loved ones have everything you need for a dignified funeral. We'll automatically double everyone's cover after 3 years at no extra cost. And we'll reward you with extra Wealth Bonus for every family member you add.

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Calculate your premium + Sanlam Indie Wealth Bonus.

See what you’ll pay and how much we'll contribute to your Wealth Bonus.

How much cover would you like?

My Cover

Additional lives

Who would you like cover for?

Get cover for up to additional people.

Add up to another people.

Total Premium

Plus

Your Sanlam Indie Wealth Bonus

could be worth at age 70.

Projections are based on general assumptions and not guranteed.

About 

Income Protection

Pays you a monthly income if you become disabled and can't work.

Everything you need to know including the cover, payouts, claims, premiums and more.

What is Income Protection?

Income protection provides you with a reliable monthly income if you’re no longer able to work because of a disability. It starts paying for disabilities that last for more than 21 days and continues until you recover or when you turn 70.

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Income Protection

When will Income Protection pay out?

We’ll pay all valid claims as fast as possible. How long that takes depends on the nature of the claim, as well as how quickly we’re given the relevant claims documentation.

If you claim, income protection will pay out only if you’ve been unable to earn an income for longer than 21 days...  

More about claims & payouts

Can I skip premiums?

You can skip a total of 6 premiums during the first 3 years of having an active policy. You'll still be covered, but your cover will be temporarily reduced until you make up the payment. If you skip all 6 premiums, and you don't make up the last payment before your next billing date, your policy will lapse and your cover will fall away. Any claims made during this period will not be paid out.

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Income Protection
premiums

Does the cover amount change?

Your income cover amount will automatically grow each year with inflation, but you can choose to opt out of this growth. Also, at any time you can lower your cover, or increase your cover, or remove your cover altogether...

More about the cover

Money back

Get insured. Get Wealth Bonus.

Up to 100% of every payment is matched into a benefit that tracks the market like a real investment. Get insurance that helps create wealth for your future.

Why SANLAM Indie?

Simpler, smarter, more rewarding life insurance.

We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.

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Get a built-in Wealth Bonus

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Do everything online, in no time

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Your cover starts immediately

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Qualified support when you need it

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Insurance, at the best possible price

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No paperwork, no jargon

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SANLAM Indie Plan

Not sure what insurance you need? We can help.

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Answer a few simple questions.

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We'll show you a plan and quote.

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Save your plan for later or get covered today.

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100% no obligation to accept.

Get life insurance.
Get a Wealth Bonus.
Get living.

Get world-class cover that rewards you with wealth while you're alive.

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