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Critical Illness Cover

If you get cancer or another serious condition, we give you the funds to fight back.

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Pays out 150% for certain aggressive cancers

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Built-in Wealth Bonus

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Instant cover

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How it works

Innovative Funeral Cover that doubles and rewards you with wealth.

Make sure you and up to 20 loved ones have everything you need for a dignified funeral. We'll automatically double everyone's cover after 3 years at no extra cost. And we'll reward you with extra Wealth Bonus for every family member you add.

QUICK QUOTE

Calculate your premium + Sanlam Indie Wealth Bonus.

See what you’ll pay and how much we'll contribute to your Wealth Bonus.

How much cover would you like?

My Cover

Additional lives

Who would you like cover for?

Get cover for up to additional people.

Add up to another people.

Total Premium

Plus

Your Sanlam Indie Wealth Bonus

could be worth at age 70.

Projections are based on general assumptions and not guranteed.

About 

Critical Illness Cover

Pays a tax-free lump sum if you get a critical illness.

Everything you need to know including the cover, payouts, claims, premiums and more.

How much Critical Illness Cover do I need?

Most people choose to have at least R350,000 of cover, or about 6 months of income (after tax but before other deductions) if that’s higher. Your cover amount will grow with inflation each year, but you can choose to opt out of this growth... 

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Critical Illness Cover

How are Critical Illness claims paid?

Critical illness claims will be paid to you, the policyholder. How long that’ll take depends on the nature of the claim, as well as how quickly we’re given the claims documentation...

More about claims & payouts

Can I skip premiums?

You can skip a total of 6 premiums during the first 3 years of having an active policy. You'll still be covered, but your cover will be temporarily reduced until you make up the payment. If you skip all 6 premiums, and you don't make up the last payment before your next billing date, your policy will lapse and your cover will fall away. Any claims made during this period will not be paid out.

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Critical Illness Cover
premiums

When does the cover end?

Cover will only end if you decide to remove the product and stop paying premiums, or if you die.

More about the cover

Money back

Get insured. Get Wealth Bonus.

Up to 100% of every payment is matched into a benefit that tracks the market like a real investment. Get insurance that helps create wealth for your future.

Why SANLAM Indie?

Simpler, smarter, more rewarding life insurance.

We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.

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Get a built-in Wealth Bonus

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Do everything online, in no time

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Your cover starts immediately

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Qualified support when you need it

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Insurance, at the best possible price

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No paperwork, no jargon

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SANLAM Indie Plan

Not sure what insurance you need? We can help.

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Answer a few simple questions.

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We'll show you a plan and quote.

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Save your plan for later or get covered today.

Get started
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100% no obligation to accept.

Get life insurance.
Get a Wealth Bonus.
Get living.

Get world-class cover that rewards you with wealth while you're alive.

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